:root{--ink:#152033;--muted:#596579;--brand:#075fbd;--brand2:#0b76e5;--soft:#f5f8fc;--line:#dfe6ef;--white:#fff;--max:1140px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;line-height:1.7;background:#fff}a{color:var(--brand);text-decoration:none}a:hover{text-decoration:underline}.container{width:min(var(--max),92%);margin:auto}
header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.97);border-bottom:1px solid var(--line)}.nav{height:72px;display:flex;align-items:center;justify-content:space-between}.logo{font-size:21px;font-weight:850;letter-spacing:-.02em;color:var(--ink)}.logo span{color:var(--brand)}nav{display:flex;gap:20px;align-items:center}nav a{font-size:14px;color:var(--ink);font-weight:600}.btn{display:inline-block;background:var(--brand);color:#fff!important;padding:10px 16px;border-radius:8px;font-weight:750}.btn:hover{background:#054d9b;text-decoration:none}
.hero{padding:86px 0 72px;background:radial-gradient(circle at 85% 20%,#e7f3ff 0,transparent 35%),linear-gradient(180deg,#f5f9ff,#fff)}.hero-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:56px;align-items:center}.eyebrow{text-transform:uppercase;letter-spacing:.13em;font-size:11px;font-weight:850;color:var(--brand)}h1{font-size:clamp(42px,5.5vw,66px);line-height:1.05;letter-spacing:-.045em;margin:12px 0 22px}h2{font-size:34px;line-height:1.2;letter-spacing:-.025em;margin:0 0 15px}h3{font-size:21px;line-height:1.3;margin:0 0 9px}.lead{font-size:19px;color:var(--muted);max-width:780px}.hero-card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:30px;box-shadow:0 18px 50px rgba(20,48,85,.1)}.hero-card strong{display:block;font-size:17px;margin-bottom:10px}.hero-card ul{margin:0;padding-left:21px}
section{padding:70px 0}.soft{background:var(--soft)}.section-head{max-width:800px;margin-bottom:32px}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.card{border:1px solid var(--line);border-radius:15px;padding:25px;background:#fff}.card p{color:var(--muted);margin:0 0 12px}.tag{display:inline-block;background:#eaf4ff;color:#07549f;border-radius:999px;padding:4px 9px;font-size:11px;font-weight:800;margin-bottom:11px}.checks{display:grid;grid-template-columns:repeat(2,1fr);gap:13px 34px;list-style:none;padding:0}.checks li:before{content:"✓";color:var(--brand);font-weight:900;margin-right:10px}.split{display:grid;grid-template-columns:1fr 1fr;gap:40px}.cta{background:#075fbd;color:#fff;border-radius:20px;padding:42px}.cta p{color:#e7f2ff}.cta .btn{background:#fff;color:#075fbd!important}.breadcrumb{font-size:13px;color:var(--muted);padding:25px 0}.article{max-width:850px}.article h1{font-size:48px}.article p,.article li{font-size:17px}.article h2{margin-top:42px}.article h3{margin-top:27px}.article table{border-collapse:collapse;width:100%;margin:25px 0;font-size:15px}.article th,.article td{border:1px solid var(--line);padding:12px;vertical-align:top;text-align:left}.article th{background:var(--soft)}.note{border-left:4px solid var(--brand);background:var(--soft);padding:17px 19px;margin:26px 0}.byline{font-size:13px;color:var(--muted);margin:8px 0 25px}.faq{border-top:1px solid var(--line);padding:18px 0}.faq h3{margin:0}.related{margin-top:50px;padding-top:30px;border-top:1px solid var(--line)}footer{border-top:1px solid var(--line);padding:42px 0;color:var(--muted);font-size:14px}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:35px}footer h3{font-size:15px;color:var(--ink)}
@media(max-width:850px){nav{display:none}.hero-grid,.grid,.split,.footer-grid{grid-template-columns:1fr}.checks{grid-template-columns:1fr}.hero{padding-top:55px}h1,.article h1{font-size:39px}}